Try our
Lite Plan
for only $29 a month
Free Trial
Search
Features
Pricing
Customers
Contact
Log In
FREE Trial
Home
Search
Features
Pricing
Customers
About Us
Contact
Log In
Meadow Grove Ln Florence AL Property Records
Residential Property Data Records on
Meadow Grove Ln, Florence, AL
We found
49
addresses on Meadow Grove Ln, Florence, AL.
10 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$229,000
Living Area
1,378 SqFt
Beds
3
Baths
1
Year Built
1969
Property Type
Single Family
Ownership Type
Individual
Apn
15-03-07-0-001-003-000
Subdivision
Meadow Grove Acres
School District
Lauderdale County School District
17 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$176,000
Living Area
1,352 SqFt
Beds
3
Baths
1
Year Built
1970
Property Type
Single Family
Ownership Type
Individual
Apn
15-03-07-0-001-001-000
Subdivision
Meadow Grove Acres
School District
Lauderdale County School District
39 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$118,000
Living Area
1,025 SqFt
Beds
N/A
Baths
1
Year Built
1969
Property Type
Single Family
Ownership Type
Individual
Apn
15-03-07-0-001-002-000
Subdivision
Meadow Grove Acres
School District
Lauderdale County School District
42 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$191,000
Living Area
1,373 SqFt
Beds
3
Baths
1
Year Built
1971
Property Type
Single Family
Ownership Type
Individual
Apn
15-03-07-0-001-022-000
Subdivision
Meadow Grove Acres Addition
School District
Lauderdale County School District
58 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$114,000
Living Area
1,352 SqFt
Beds
N/A
Baths
1
Year Built
1970
Property Type
Single Family
Ownership Type
Corporate
Apn
15-03-07-0-001-023-000
Subdivision
Meadow Grove Acres
School District
Lauderdale County School District
67 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$117,000
Living Area
1,040 SqFt
Beds
N/A
Baths
1
Year Built
1971
Property Type
Single Family
Ownership Type
Corporate
Apn
15-03-07-0-001-021-000
Subdivision
Meadow Grove Acres Addition
School District
Lauderdale County School District
76 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$473,000
Living Area
1,352 SqFt
Beds
N/A
Baths
1
Year Built
1970
Property Type
Single Family
Ownership Type
Individual
Apn
15-03-07-0-001-024-000
Subdivision
Meadow Grove Acres
School District
Lauderdale County School District
92 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$121,000
Living Area
1,300 SqFt
Beds
N/A
Baths
1
Year Built
1980
Property Type
Single Family
Ownership Type
Individual
Apn
15-03-07-0-001-025-000
Subdivision
Meadow Grove Acres Addition
School District
Lauderdale County School District
93 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$161,000
Living Area
1,222 SqFt
Beds
3
Baths
1
Year Built
1971
Property Type
Single Family
Ownership Type
Related
Apn
15-03-07-0-001-020-000
Subdivision
Meadow Grove Acres
School District
Lauderdale County School District
112 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$220,000
Living Area
1,441 SqFt
Beds
N/A
Baths
1
Year Built
1970
Property Type
Single Family
Ownership Type
Individual
Apn
15-03-07-0-001-026-000
Subdivision
Meadow Grove Acres
School District
Lauderdale County School District
117 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$116,000
Living Area
1,066 SqFt
Beds
N/A
Baths
1
Year Built
1970
Property Type
Single Family
Ownership Type
Individual
Apn
15-03-07-0-001-019-000
Subdivision
Meadow Grove Acres Addition
School District
Lauderdale County School District
132 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$187,000
Living Area
1,300 SqFt
Beds
3
Baths
1
Year Built
1970
Property Type
Single Family
Ownership Type
Multiple
Apn
15-03-07-0-001-027-000
Subdivision
Meadow Grove Acres
School District
Lauderdale County School District
135 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$180,000
Living Area
1,184 SqFt
Beds
N/A
Baths
1
Year Built
1970
Property Type
Single Family
Ownership Type
Individual
Apn
15-03-08-0-001-002-000
Subdivision
Meadow Grove Acres Addition
School District
Lauderdale County School District
150 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$117,000
Living Area
1,327 SqFt
Beds
N/A
Baths
1
Year Built
1970
Property Type
Single Family
Ownership Type
Corporate
Apn
15-03-07-0-001-028-000
Subdivision
Meadow Grove Acres
School District
Lauderdale County School District
168 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$111,000
Living Area
1,066 SqFt
Beds
N/A
Baths
1
Year Built
1970
Property Type
Single Family
Ownership Type
Related
Apn
15-03-08-0-001-043-000
Subdivision
Meadow Grove Acres
School District
Lauderdale County School District
177 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$216,000
Living Area
1,378 SqFt
Beds
N/A
Baths
1
Year Built
1970
Property Type
Single Family
Ownership Type
Related
Apn
15-03-08-0-001-004-000
Subdivision
Meadow Grove Acres
School District
Lauderdale County School District
188 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$116,000
Living Area
1,378 SqFt
Beds
N/A
Baths
1
Year Built
1971
Property Type
Single Family
Ownership Type
Individual
Apn
15-03-08-0-001-042-000
Subdivision
Meadow Grove Ad Add
School District
Lauderdale County School District
206 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$171,000
Living Area
1,416 SqFt
Beds
N/A
Baths
2.5
Year Built
1971
Property Type
Single Family
Ownership Type
Corporate
Apn
15-03-08-0-001-041-000
Subdivision
Meadow Grove Acres Addition
School District
Lauderdale County School District
224 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$117,000
Living Area
1,352 SqFt
Beds
N/A
Baths
2.5
Year Built
1971
Property Type
Single Family
Ownership Type
Individual
Apn
15-03-08-0-001-040-000
Subdivision
Meadow Grove Acres
School District
Lauderdale County School District
233 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$227,000
Living Area
1,442 SqFt
Beds
N/A
Baths
2.5
Year Built
1972
Property Type
Single Family
Ownership Type
Related
Apn
15-03-08-0-001-005-000
Subdivision
Meadow Grove Acres
School District
Lauderdale County School District
238 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$245,000
Living Area
2,074 SqFt
Beds
N/A
Baths
1
Year Built
1971
Property Type
Single Family
Ownership Type
Related
Apn
15-03-08-0-001-039-000
Subdivision
Meadow Grove Acres Addition
School District
Lauderdale County School District
248 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$135,000
Living Area
1,352 SqFt
Beds
N/A
Baths
1
Year Built
1970
Property Type
Single Family
Ownership Type
Corporate
Apn
15-03-08-0-001-038-000
Subdivision
Meadow Grove Acres
School District
Lauderdale County School District
274 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$215,000
Living Area
1,430 SqFt
Beds
N/A
Baths
2.5
Year Built
1971
Property Type
Single Family
Ownership Type
Related
Apn
15-03-08-0-001-037-000
Subdivision
Meadow Grove Acres
School District
Lauderdale County School District
309 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$277,000
Living Area
1,525 SqFt
Beds
3
Baths
2
Year Built
1972
Property Type
Single Family
Ownership Type
Related
Apn
15-03-08-0-001-007-000
Subdivision
Meadow Grove Acres Addition
School District
Lauderdale County School District
310 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$118,000
Living Area
1,426 SqFt
Beds
N/A
Baths
2.5
Year Built
1972
Property Type
Single Family
Ownership Type
Individual
Apn
15-03-08-0-001-036-000
Subdivision
Meadow Grove Acres
School District
Lauderdale County School District
330 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$112,000
Living Area
1,092 SqFt
Beds
N/A
Baths
2.5
Year Built
1971
Property Type
Single Family
Ownership Type
Related
Apn
15-03-08-0-001-035-000
Subdivision
Meadow Grove Acres
School District
Lauderdale County School District
331 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$188,000
Living Area
1,066 SqFt
Beds
N/A
Baths
1
Year Built
1972
Property Type
Single Family
Ownership Type
Individual
Apn
15-03-08-0-001-008-000
Subdivision
Meadow Grove Acres
School District
Lauderdale County School District
349 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$114,000
Living Area
1,066 SqFt
Beds
N/A
Baths
1
Year Built
1971
Property Type
Single Family
Ownership Type
Individual
Apn
15-03-08-0-001-009-000
Subdivision
Meadow Grove Ad Add
School District
Lauderdale County School District
352 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$112,000
Living Area
1,118 SqFt
Beds
N/A
Baths
2.5
Year Built
1972
Property Type
Single Family
Ownership Type
Individual
Apn
15-03-08-0-001-034-000
Subdivision
Meadow Grove Acres
School District
Lauderdale County School District
376 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$145,000
Living Area
1,416 SqFt
Beds
N/A
Baths
2.5
Year Built
1971
Property Type
Single Family
Ownership Type
Related
Apn
15-03-08-0-001-033-000
Subdivision
Meadow Grove Acres Addition
School District
Lauderdale County School District
381 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$113,000
Living Area
1,092 SqFt
Beds
N/A
Baths
1
Year Built
1973
Property Type
Single Family
Ownership Type
Related
Apn
15-03-08-0-001-010-000
Subdivision
Meadow Grove Acres
School District
Lauderdale County School District
396 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$187,000
Living Area
1,488 SqFt
Beds
N/A
Baths
1
Year Built
1971
Property Type
Single Family
Ownership Type
Related
Apn
15-03-08-0-001-032-000
Subdivision
Meadow Grove Acres
School District
Lauderdale County School District
397 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$111,000
Living Area
1,066 SqFt
Beds
N/A
Baths
2.5
Year Built
1973
Property Type
Single Family
Ownership Type
Individual
Apn
15-03-08-0-001-011-000
Subdivision
Meadow Grove Acres Addition
School District
Lauderdale County School District
413 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$193,000
Living Area
1,196 SqFt
Beds
N/A
Baths
2.5
Year Built
1970
Property Type
Single Family
Ownership Type
Individual
Apn
15-03-08-0-001-012-000
Subdivision
Meadow Grove Acres
School District
Lauderdale County School District
479 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$113,000
Living Area
1,179 SqFt
Beds
N/A
Baths
1
Year Built
1971
Property Type
Single Family
Ownership Type
Related
Apn
15-03-08-0-001-015-000
Subdivision
Meadow Grove Acres
School District
Lauderdale County School District
483 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$176,000
Living Area
1,118 SqFt
Beds
N/A
Baths
1
Year Built
1970
Property Type
Single Family
Ownership Type
Related
Apn
15-03-08-0-001-016-000
Subdivision
Meadow Grove Acres
School District
Lauderdale County School District
491 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$114,000
Living Area
1,352 SqFt
Beds
N/A
Baths
1
Year Built
1970
Property Type
Single Family
Ownership Type
Related
Apn
15-03-08-0-001-017-000
Subdivision
Meadow Grove Acres
School District
Lauderdale County School District
506 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$114,000
Living Area
1,456 SqFt
Beds
N/A
Baths
2.5
Year Built
1969
Property Type
Single Family
Ownership Type
Related
Apn
15-03-08-0-001-031-000
Subdivision
Meadow Grove Acres
School District
Lauderdale County School District
511 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$218,000
Living Area
1,622 SqFt
Beds
N/A
Baths
2
Year Built
1981
Property Type
Single Family
Ownership Type
Related
Apn
15-03-08-0-001-018-000
Subdivision
Meadow Grove Acres Addition
School District
Lauderdale County School District
534 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$111,000
Living Area
1,066 SqFt
Beds
N/A
Baths
1
Year Built
1970
Property Type
Single Family
Ownership Type
Corporate
Apn
15-03-08-0-001-030-000
Subdivision
Meadow Grove Acres Addition
School District
Lauderdale County School District
535 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$202,000
Living Area
1,664 SqFt
Beds
N/A
Baths
2.5
Year Built
1982
Property Type
Single Family
Ownership Type
Related
Apn
15-03-08-0-001-019-000
Subdivision
Meadow Grove Acres Addition
School District
Lauderdale County School District
559 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$112,000
Living Area
1,092 SqFt
Beds
N/A
Baths
1
Year Built
1970
Property Type
Single Family
Ownership Type
Individual
Apn
15-03-08-0-001-020-000
Subdivision
Meadow Grove Acres
School District
Lauderdale County School District
560 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$117,000
Living Area
1,092 SqFt
Beds
N/A
Baths
1
Year Built
1970
Property Type
Single Family
Ownership Type
Individual
Apn
15-03-08-0-001-029-000
Subdivision
Meadow Grove Acres Addition
School District
Lauderdale County School District
581 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$203,000
Living Area
1,589 SqFt
Beds
N/A
Baths
2
Year Built
1978
Property Type
Single Family
Ownership Type
Related
Apn
15-03-08-0-001-021-000
Subdivision
Meadow Grove Acres Addition
School District
Lauderdale County School District
624 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$155,000
Living Area
1,125 SqFt
Beds
3
Baths
2.5
Year Built
1970
Property Type
Single Family
Ownership Type
Individual
Apn
15-03-08-0-001-027-000
Subdivision
Meadow Grove Acres
School District
Lauderdale County School District
625 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$231,000
Living Area
1,661 SqFt
Beds
N/A
Baths
2
Year Built
1978
Property Type
Single Family
Ownership Type
Multiple
Apn
15-03-08-0-001-022-000
Subdivision
Meadow Grove Acres
School District
Lauderdale County School District
648 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$111,000
Living Area
1,378 SqFt
Beds
N/A
Baths
1
Year Built
1969
Property Type
Single Family
Ownership Type
Individual
Apn
15-03-08-0-001-026-000
Subdivision
Meadow Grove Acres
School District
Lauderdale County School District
670 Meadow Grove Ln
Florence, AL 35633
Estimated Value
$111,000
Living Area
1,144 SqFt
Beds
N/A
Baths
2.5
Year Built
1970
Property Type
Single Family
Ownership Type
Individual
Apn
15-03-08-0-001-025-000
Subdivision
Meadow Grove Acres
School District
Lauderdale County School District
Meadow Grove Ln
Florence, AL 35633
Estimated Value
$211,000
Living Area
N/A
Beds
N/A
Baths
N/A
Year Built
N/A
Property Type
Vacant Land General
Ownership Type
Individual
Apn
15-03-08-0-001-023-000
Subdivision
Meadow Grove Acres
School District
Lauderdale County School District
7 Day FREE Trial Gives You Complete Data Access
Property Lookup
Retrieve an in-depth view of a property’s characteristics and situational data.
Owner Lookup
Lookup by name or number to view all properties historically linked to an individual.
Property Search
Search for a list of properties based on location and 130+ criteria filters.
Owner Contact Information
Access phone numbers and email addresses associated with property owners, relatives and associates.
Property Comps
Pull a list of property comparables using multi-sourced data and stackable filters.
Market Trends
View a variety of up-to-date market trends and statistics by location.
Get Started Today
Investment Properties near on
Meadow Grove Ln, Florence, AL
43 Juniper Ct
Florence, AL 35633
Estimated Value
$497,000
Living Area
2,248 SqFt
Beds
3
Baths
3.5
Year Built
2019
Property Type
Single Family
Ownership Type
Related
Apn
15-02-10-0-001-078-012
Subdivision
Cedar Ridge Resurvey
School District
Florence City School District
122 Silver Leaf Ln
Florence, AL 35633
Estimated Value
$297,000
Living Area
1,500 SqFt
Beds
3
Baths
2
Year Built
2024
Property Type
Vacant Land General
Ownership Type
Individual
Apn
15-05-22-0-006-006-042
Subdivision
Maple Ridge
School District
Lauderdale County School District
409 Heathrow Dr
Florence, AL 35633
Estimated Value
$603,000
Living Area
2,929 SqFt
Beds
5
Baths
3.5
Year Built
1994
Property Type
Single Family
Ownership Type
Related
Apn
15-08-28-3-001-003-018
Subdivision
Heatherhurst Add
School District
Florence City School District
100 Augusta St
Florence, AL 35633
Estimated Value
$192,000
Living Area
1,323 SqFt
Beds
3
Baths
2
Year Built
1956
Property Type
Single Family
Ownership Type
Individual
Apn
15-08-28-2-001-021-000
Subdivision
Rasch Heights
School District
Florence City School District
119 Oakview St
Florence, AL 35633
Estimated Value
$276,000
Living Area
2,040 SqFt
Beds
3
Baths
2
Year Built
1978
Property Type
Single Family
Ownership Type
Multiple
Apn
15-05-15-0-004-090-000
Subdivision
Oak Hill
School District
Florence City School District
County Road 234
Florence, AL 35633
Estimated Value
$374,000
Living Area
1,875 SqFt
Beds
4
Baths
2
Year Built
2024
Property Type
Vacant Land General
Ownership Type
Individual
Apn
14-05-16-0-000-003-008
Subdivision
Savannah Place
School District
Lauderdale County School District
104 Dovewood Pl
Florence, AL 35633
Estimated Value
$503,000
Living Area
2,501 SqFt
Beds
4
Baths
3.5
Year Built
1993
Property Type
Single Family
Ownership Type
Individual
Apn
15-08-28-3-001-030-000
Subdivision
Heatherhurst
School District
Florence City School District
122 Stoney Creek Dr
Florence, AL 35633
Estimated Value
$552,000
Living Area
2,620 SqFt
Beds
5
Baths
3
Year Built
2000
Property Type
Single Family
Ownership Type
Related
Apn
15-08-28-3-001-005-000
Subdivision
Heatherhurst
School District
Florence City School District
105 Casey Ln
Florence, AL 35633
Estimated Value
$211,000
Living Area
1,203 SqFt
Beds
2
Baths
2
Year Built
1999
Property Type
Single Family
Ownership Type
Related
Apn
15-05-22-0-006-003-012
Subdivision
Glen Mary Place Phase I
School District
Florence City School District
6201 County Road 11
Florence, AL 35633
Estimated Value
$2,626,000
Living Area
2,496 SqFt
Beds
4
Baths
2
Year Built
2000
Property Type
Single Family
Ownership Type
Individual
Apn
05-03-05-0-000-005-000
Subdivision
N/A
School District
Lauderdale County School District
23 Crabapple Ct
Florence, AL 35633
Estimated Value
$483,000
Living Area
2,366 SqFt
Beds
4
Baths
3
Year Built
2013
Property Type
Single Family
Ownership Type
Related
Apn
15-02-10-0-001-078-007
Subdivision
Cedar Ridge Resurvey
School District
Florence City School District
310 Wheaton Dr
Florence, AL 35633
Estimated Value
$439,000
Living Area
2,264 SqFt
Beds
4
Baths
2
Year Built
2007
Property Type
Single Family
Ownership Type
Related
Apn
15-08-28-2-001-036-018
Subdivision
Ryan'S Place
School District
Florence City School District
63 County Road 9
Florence, AL 35633
Estimated Value
$144,000
Living Area
1,040 SqFt
Beds
3
Baths
1
Year Built
1972
Property Type
Single Family
Ownership Type
Corporate
Apn
15-04-18-0-001-004-000
Subdivision
Cypress View
School District
Lauderdale County School District
346 Grove Park Ct
Florence, AL 35633
Estimated Value
$342,000
Living Area
2,372 SqFt
Beds
4
Baths
2
Year Built
1969
Property Type
Single Family
Ownership Type
Related
Apn
15-08-27-2-001-013-000
Subdivision
Hills Add
School District
Florence City School District
111 Twin Oak Dr
Florence, AL 35633
Estimated Value
$285,000
Living Area
2,104 SqFt
Beds
3
Baths
2
Year Built
1990
Property Type
Single Family
Ownership Type
Related
Apn
15-05-15-0-001-002-042
Subdivision
Twin Oak
School District
Florence City School District
116 Royal Oak Rd
Florence, AL 35633
Estimated Value
$359,000
Living Area
2,513 SqFt
Beds
3
Baths
3.5
Year Built
1990
Property Type
Single Family
Ownership Type
Related
Apn
15-05-15-0-004-019-000
Subdivision
Oak Hill
School District
Florence City School District
Streets Near
Meadow Grove Ln, Florence, AL
Street
Properties
Avg. Beds
Avg. Baths
Avg. Property Value
Avg. Property Size
Last Sale Date
Cindy Rd
1,400
3
1
$284,799
1,765 Sq.Ft.
10/18/2024
Cloverdale Rd
132
3
2
$251,932
4,331 Sq.Ft.
4/12/2024
County Road 24
202
3
2
$274,262
1,707 Sq.Ft.
8/19/2024
County Road 41
72
3
2
$399,194
2,559 Sq.Ft.
4/9/2024
County Road 7
215
3
2
$266,960
1,750 Sq.Ft.
9/25/2024
County Road 9
86
3
2
$274,688
1,676 Sq.Ft.
6/13/2024
Highway 157
335
3
2
$244,642
1,841 Sq.Ft.
9/12/2024
Kingston Dr
71
3
2
$379,203
2,270 Sq.Ft.
8/29/2024
Oak Hill Dr
91
3
2
$284,824
1,939 Sq.Ft.
5/20/2024
Rasch Rd
127
3
2
$220,412
1,576 Sq.Ft.
7/26/2024
Additional Questions?
Looking for off-market properties in Florence, AL?
Traditional methods include networking with contractors, scouting neighborhoods ("driving for dollars"), or purchasing leads from wholesalers can be tedious. PropertyReach streamlines this process with predictive analytics and neighborhood benchmarks, using Florence, AL property records and MLS failed listings to refine your search. Effortlessly compare properties, access owner contact details, and secure the best off-market deals at the right price.
What is the median home value in Florence, AL?
The median home value in Florence, AL is $238,000, with an average home value of $295,626. The average price per square foot for homes in the area is $101.84.
How Can I Find Pre-foreclosures or Distressed Properties in Florence, AL?
Foreclosures and distressed properties in Florence, AL can be found through public records, foreclosure notices, and auction announcements from the county clerk or sheriff’s office. PropertyReach streamlines this by aggregating public and MLS data, making it easier to identify distressed properties and connect with owners directly.
Try PropertyReach for FREE